学生贷款

这是对你未来的投资.

No one likes borrowing money, and debt should never be considered lightly. But when it makes a college education possible, taking out low-interest student loans could be the smartest decision you'll ever make. 

Here's why. Research shows that college graduates earn approximately $1.2 million more in lifetime income than those with only a high school diploma. They also have lower unemployment rates and are generally healthier and happier. 

经历好时光和坏时光, the value of education has remained high—a proven investment that's likely to pay off exponentially over the course of your life.

你知道吗??

  • WWU students make good on their loans, with a default rate far below the national average.​​​​​​​​​​​​​​
  • 你的职业可能使你有资格 慷慨的贷款减免计划. Visit MyFedLoan.org/PSLF.

1教育部


金融知识资源

学生财务服务 is here to help you with your finances throughout your time at 沃拉沃拉大学 and into loan repayment. Part of what we do to help is make sure you're informed and aware of your financial situation so you are on your way to making thoughtful financial decisions on your own. 

沃拉沃拉大学 offers several ways that you can become more financially literate. 以下是一些选择:

The Federal Student Aid website offers financial awareness counseling in addition to entrance and exit counseling. This counseling provides tools and information to help you understand your financial aid and help you manage your finances.

  1. 要完成咨询,请访问 StudentAid.gov 然后用你的 FSA ID.
  2. 一旦你登录了, click "Complete Counseling" in the left-hand menu, and then click "Financial Awareness Counseling" in the middle of the next page.

If you have any questions about the information you receive, you may contact us:

  • Call us at (509) 527-2333 or (800) 656-2333
  • Visit us in Room 307 of Canaday Technology Center
  • Email student.loans@90c1.com

Public service loan forgiveness workshop

WWU Student Loan Center and the 学生发展中心 co-hosted a workshop on Public Service Loan Forgiveness (PSLF). Learn which jobs cancel some loans (with no payments!) after 5 years, and which ones forgive the balance of some loans after 10 years of minimal payments.


学生贷款资源

借钱上大学
A brief overview on the different types of loans available, 贷款术语的定义, 以及如何申请. 


150%的补贴上限
An explanation of the 150%补贴限额 for first-time borrowers taking out federal Direct subsidized loans on or after July 1, 2013.


关于支付大学费用的一般建议
Tips and advice from the Consumer Financial Protection Bureau on how to choose a savings account to avoid paying unnecessary fees. 


家长贷款或私人贷款
An in-depth comparison between a general private loan and the Parent Plus Loan to help you understand the Parent Plus Loan and help you make the right loan decision.


Plus Loan or Private Loan For Graduate Students
Another in-depth comparison between a general private loan and the Plus Loan for graduate students. 


利率及费用
A breakdown of the rates of interest and fees charged on federal student loans. 


偿还学生贷款
A simple guide to help you understand which loans you are able to afford and descriptions on repayment options.


学生贷款的税收优惠
A description on available tax benefits from having student loans.

还款资源
Navigating repayment, consolidation, and deferment options can be overwhelming. 澳门线上博彩官网是来帮忙的. 


服务澳门线上博彩官网
Contact information for several loan servicers.


 

拖延和忍耐
A definition of deferment and forbearance, a description of how these apply to payment relief, 谁有资格, 以及如何申请.


Loan Forgiveness, Cancellation and Discharge
A description on ways you can get your loan(s) partially or completely forgiven if you are unable to pay them.


解决拖欠贷款
A description of loan consolidation, loan rehabilitation and other ways you can avoid the consequences of going into default on a loan. 如何获得帮助也包括在内. 


偿还学生贷款
A simple guide to help you understand which loans you are able to afford and descriptions on repayment options.


学生贷款的税收优惠
A description on available tax benefits from having student loans.

If you have any questions about your student loans, email student.loans@90c1.com 或致电(509)527-2333.


内森·福利特

Associate Director, 学生财务服务
(509) 527-2333
nathan.follett@90c1.com

 

玛拉基书米德尔顿

贷款专家
(509) 527-2333
malachi.middleton@90c1.com